Improvement Location Certificate
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What Is An Improvement Location Certificate:

Mortgage Surveys, known as Improvement Location Certificates in Colorado, are not surveys in the strict sense of the word, but are often required by mortgage and title insurance companies before the sale of the property. Besides showing the improvements associated with the property, an Improvement Location Certificate depicts any visible improvements that may encroach onto the subject property from the adjacent properties or from the subject property onto the adjacent properties.

Improvement Location Certificates show the location of buildings, homes, fences, anything that could be considered an improvement to the property's value. Besides showing improvements, theses surveys also include dimensions and a brief description of all buildings or structures on the property including driveways, swimming pools and barns. Distances from the property line will be shown for all major structures. However, an Improvement Location Certificate does not constitute a boundary survey, therefore no property corners will be set and it should not be used or relied upon for any construction or future improvements to the property.

Additional information as provided by a mortgage or title insurance company may be required. More common examples are the delineation of flood zones for determining the necesity of flood insurance and known easements across the property. An easement is land that's owned by the property owner but in which other parties (such as utility companies) have limited rights.

Because of the different variables involved, it's almost impossible to give a cost for any survey before it is completed. However, a surveyor can provide an estimate based on past surveys conducted in the area. Improvement Location Certificates generally are the least expensive survey available requiring the least amount of a surveyor's time and work.

More Information:

Gamba & Associates, Inc.
Consulting Engineers & Land Surveyors

Tel: 970/945-2550 Fax: 970/945-1410 www.gambaengineering.com
113 Ninth Street, Suite 214 P.O. Box 1458 Glenwood Springs, Colorado 81602
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Send your questions and comments to gamba@gambaengineering.com.
Last Modification: April 20 2005